Rising Repair Costs Could Lead to More Dangerous Cars on the Road

Experts urge Britons not to drive unroadworthy cars, as rising vehicle repair costs could lead to more poorly maintained and dangerous road vehicles. Car insurance experts warn drivers against putting off essential repair jobs and servicing or risk invalidating their insurance policy.

The Association of British Insurers (ABI) reported a 32 per cent jump in repair costs in 2023, which are set to rise again this year. This will hit cash-strapped motorists already struggling amid the cost-of-living crisis.

Garages are being forced to raise prices due to increased materials, energy, spare parts costs, and workforce shortages.

Another factor driving up repair costs is that newer vehicles are more expensive and require more specialist expertise.

This could lead to motorists avoiding repairs to save money and driving vehicles which may not be roadworthy.

Data reveals that one in five drivers put off essential repairs, such as worn brake pads, dangerously worn tyres, broken or missing wipers, or cracked windscreens.

Neglecting repairs and maintenance is hazardous and can cost drivers more in the long run because the longer a problem is left, the more expensive it becomes to fix.

If a vehicle becomes unsuitable for driving, it could invalidate the insurance policy, leaving drivers unprotected in an accident.

Drivers can also be fined £ 5,000, receive up to nine penalty points for dangerous driving, and risk disqualification if the vehicle is in a hazardous condition.

Quotezone.co.uk Has Compiled a Driver Checklist to Help Keep Vehicles Roadworthy:

1. Check Tyres:

It is essential to check for any cuts or wear. It is also good to check if the tyre pressures are appropriate for the load and condition of the tyres. The minimum and legal limit for the tyres’ tread depth is 1.6mm – drivers can insert a 20p into the tread to double check, and the tyre thickness should be more than the first line on the coin.

2. Check Brakes:

If the car pulls to one side when applying the brakes, this typically indicates an issue. Look at the handbrake and ensure it works well, especially on an incline. If you have alloy wheels, it could be possible to visually inspect the brakes without removing the wheel.

3. Check Lights:

You must ensure your indicators, hazard, headlights, fog, reverse, and brake lights all work. Any of these not working or in a temperamental condition could put you, passengers, and other road users at risk.

4. Check Mirrors

All mirrors must be secure and free of cracks. If they need replacing, you can generally find ones for your car model online, but stay clear of self-adhesive types, as these are usually not durable.

5. Check Windscreen and Wipers

Ensure there is no damage to your windscreen. A chip or crack that exceeds 40mm will result in a failed MOT test. On top of the windshield, the wipers and washers should always ensure good visibility.

6. Check Fluid Levels

Be sure to top up brake fluid, engine oil, and screen wash, checking them regularly and immediately refilling them when warning lights show.

Greg Wilson, CEO and car insurance expert at Quotezone.co.uk, said: “The automotive industry is under significant financial strain, with the increased costs of materials and energy driving up repair costs, which escalate car insurance premiums.

“It’s a vicious cycle, and drivers suffer the consequences, especially those who need their car for work or school runs.

“This leads to a growing issue where car owners avoid getting repair jobs and servicing done to save money. It’s also common for people to request the minimal repairs necessary to pass an MOT.

“Cutting back on car repairs may initially save households some cash; however, neglecting vehicle maintenance is risky and can cost much more in the long run.

“Not only does it risk all road users’ safety, but it also risks invalidating the car insurance policy and leaving drivers vulnerable to hefty fines and penalty points.

“Even if you’ve passed your MOT, as the vehicle owner, you still have the responsibility to ensure that your car is safe to drive.

“To help save money on car repair costs, motorists should try to deal with issues as soon as they arise and perform regular vehicle checks to spot potential faults—shopping around where possible for competitive prices on parts and labour.”

For savings on breakdown and motoring insurance, Quotezone can help: https://www.quotezone.co.uk/car-insurance.